About Us
At DefaulterDekho.com, we are committed to promoting financial discipline and transparency in Thrift & Credit Societies across India. As the number of defaulters continues to rise, it has become crucial to create a centralized platform where societies can share and access verified information about members who have defaulted on their financial commitments.
Our mission is simple: to protect the interest of honest members, encourage timely repayments, and reduce the financial risk for societies. By listing habitual or high-risk defaulters, we aim to empower societies to take informed decisions before extending credit or granting memberships. We strictly follow ethical and legal guidelines in publishing defaulter information and ensure that only verified data is listed. Societies can register, report defaulters, and check the creditworthiness of potential members, all in one secure platform.
DefaulterDekho.com is not just a database — it’s a movement towards accountability and financial health in the cooperative sector.
Our Aim
Take Action
- Identify defaulters quickly
- Send automated reminders
- Impose penalties
- Restrict access to services
- Suspend services completely
Penalize Defaulters
- Add fines and interest
- Maintain penalty history
- Notify via email/SMS
- Restrict services
- Suspend access fully
Restrict Services
- Block access to common areas
- Pause non-essential services
- Restore on payment
- Maintain restriction logs
- Suspend completely
Frequently Ask Questions
What does this platform do for Thrift & Credit Societies?
We help societies identify defaulters, apply penalties, restrict services, and prevent future loan/payment defaults — all in a transparent, automated way.
How does this platform help in managing defaulters?
You can search for defaulters, send automated notices, apply late fees, restrict loan benefits, and suspend access to financial services until dues are cleared.
Can we prevent members from applying for new loans if they are defaulters?
Yes. Our system allows you to block defaulters from availing new loans or other services until they settle their outstanding amounts.
Can this help reduce future defaults?
Absolutely. Early alerts, payment reminders, and visible enforcement policies act as strong deterrents, encouraging timely repayments.
Is this platform compliant with Thrift Society rules and guidelines?
Yes. We align with cooperative and credit society norms. All actions and notices are documented, ensuring full transparency and accountability.
What kind of penalties can be applied to defaulters?
FSocieties can impose late fees, interest on overdue payments, or even restrict voting rights or participation in general body meetings, as per society by-laws.
How does service restriction work in a credit society context?
Defaulters can be restricted from applying for new loans, accessing benefits, or participating in decision-making processes until they clear their dues.
Is member data secure on this platform?
Definitely. All data is encrypted and access is restricted to authorized society officials only. We comply with Indian data protection laws.
Our Goals
1. Implementing New Measures: We are actively introducing new systems and protocols to identify and stop defaulters early. These measures are designed to promote financial responsibility and protect the society’s resources.
2. Taking Strict Action: Strict and timely actions will be taken to prevent defaulters from continuing to enjoy services and privileges until their dues are cleared. This reinforces accountability across all members.
3. Denial of Access: All services and benefits will be suspended for defaulters until full payment is made. This ensures fairness to paying members and maintains the financial health of the society.
